15+ Legitimate Apps That Pay Real Money In Nigeria & Kenya (2025)

Are you searching for legit apps that pay real money in Nigeria or Kenya? Whether you’re a student, freelancer, or someone looking for a side hustle, these mobile and web apps can help you earn real cash—no scams, no upfront investments.

From social platforms like Konnect to global freelancing and survey apps, we’ve compiled a list of 15+ tested and paying apps that work in both countries. Most pay through local bank transfers, mobile money, or international platforms like PayPal and Payoneer.

15 Legitimate Apps That Pay Real Money in Nigeria & Kenya (2025)

1. Konnect (Nigeria & Kenya)

Best For: Blogging, commenting, content sharing
Payout: Direct bank transfer or in-app wallet
Minimum Withdrawal: $5

Konnect is a rapidly growing social and blogging platform powered by Lucretia Technologies Ltd. It rewards users for posting articles, commenting on content, and referring others. Unlike other apps, Konnect offers an engaging platform similar to Facebook or Nairaland—but with real cash rewards.

• No investment required
• Earn in dollars
• Withdraw as low as $5 to your local bank account
  

2. Givvy

Available in: Nigeria & Kenya
How You Earn: Complete surveys, play games, refer users
Minimum Withdrawal: $0.29 via PayPal
Great for users who enjoy casual tasks and want quick payouts. Givvy is especially friendly for beginners.

3. Swagbucks

Available in: Nigeria & Kenya (via VPN)
How You Earn: Surveys, watch videos, complete offers
Minimum Withdrawal: $3–$5
Highly rated for offering points (SB) that can be converted into PayPal cash.

4. OwoDaily (Nigeria only)

How You Earn: Completing micro tasks and referrals
Minimum Withdrawal: ₦5,000
OwoDaily is a Nigerian-focused app that pays users for carrying out digital promotion tasks.

5. Remotasks

Available in: Both countries
How You Earn: Complete AI-related tasks like data tagging
Minimum Withdrawal: $5
Ideal for those who want to earn while helping train AI models.

6. PalmPay Tasks

Available in: Nigeria
How You Earn: Daily login, referrals, using financial services
Minimum Withdrawal: ₦1000
This app is great for earning bonuses while doing basic financial transactions.

7. Honeygain

Available in: Nigeria & Kenya
How You Earn: Share unused data bandwidth
Minimum Withdrawal: $20
Passive income model. Install, connect to Wi-Fi, and earn.

8. Toloka by Yandex

Available in: Nigeria & Kenya
How You Earn: Image labeling, search evaluation, surveys
Minimum Withdrawal: $1
Simple tasks that don't require high skills. Good for mobile users.

9. Freelancer.com

Available in: Both countries
How You Earn: Offer freelance services (writing, design, coding)
Minimum Withdrawal: Depends on the client & job
This is a long-term earning platform suitable for skilled individuals.

10. Opay Referral Bonus (Nigeria only)

How You Earn: Refer new users who perform transactions
Minimum Withdrawal: ₦1,000
Fast-growing fintech app offering high referral bonuses.

11. Task Mate by Google (Kenya – Beta)

How You Earn: Take photos, answer surveys, do reviews
Minimum Withdrawal: $10 via Mpesa
Google’s Task Mate is still in early stages but pays reliably in supported areas.

12. Field Agent

Available in: Both countries
How You Earn: In-store visits, product pricing photos, feedback
Minimum Withdrawal: Varies
Requires physical movement but pays well per task.

13. CashLion (Nigeria only)

How You Earn: Create and share content, refer people
Minimum Withdrawal: ₦2,000
New Nigerian app offering Konnect-style earnings.

14. Scooper News

Available in: Both countries
How You Earn: Read, share, and comment on news content
Minimum Withdrawal: Varies
Simple to use with decent engagement bonuses.

15. Upwork

Available in: Nigeria & Kenya
How You Earn: Professional freelance services
Minimum Withdrawal: Varies by client
Ideal for developers, writers, and virtual assistants.

16. MobiWorkX (Kenya only)

How You Earn: Surveys
Minimum Withdrawal: KSh 200
Popular among Kenyan students and part-time earners.

Frequently Asked Questions

Q1. Can I use these apps without paying any money upfront?
Yes. All the apps listed above are free to join and use.

Q2. Which app has the lowest cash-out threshold?
Givvy and Toloka offer some of the lowest minimum withdrawals (under $1).

Q3. What app pays directly into Nigerian or Kenyan bank accounts?
Konnect, Opay, PalmPay, and OwoDaily all support local bank transfers or mobile money.

Q4. Are these apps legit and paying in 2025?
Yes. All listed apps are tested, active, and verified as paying in 2024 and 2025.

Q5. Which is best for passive income?
Honeygain (passive data sharing) and YouTube (if using AI tools for video) are great for passive income.

Final Thoughts

If you're serious about earning online in Nigeria or Kenya, these 15+ legitimate apps offer real opportunities—whether you're into blogging, microtasks, freelancing, or passive income.

Start with Konnect for its simple $5 cash-out, bank payments, and content-driven model.
Add platforms like Freelancer, Toloka, and OwoDaily to diversify your income.

Your phone is your biggest earning tool in 2025—download, engage, and cash out!