Are you a JAMB candidate planning to write Commerce in the 2025/2026 UTME? If so, this guide is your shortcut to success. JAMB Commerce questions often follow a predictable pattern, drawing heavily from certain topics over the years. By focusing on these highly repeated topics, you’ll be able to prepare smarter and score higher.
This official guide provides a detailed list of the most frequently tested topics, key focus points for each, and a helpful FAQ section for all JAMB candidates.
Overview of JAMB Commerce Exam
- Number of Questions: 40
- Question Type: Multiple Choice
- Duration: Combined with three other subjects in 2 hours
- Syllabus Source: SS1 – SS3 curriculum, aligned with WAEC & NECO
Complete List of Highly Repeated Topics in JAMB Commerce 2025/2026
Below are the topics that appear regularly in JAMB Commerce past questions:
1. Occupation and Division of Labour
- Types of occupations: Industrial, Commercial, Extractive, etc.
- Specialization and division of labour
- Advantages and disadvantages
Why it’s important: These are basic foundational questions asked almost every year.
2. Business Units
- Sole proprietorship, partnership, joint-stock companies
- Public vs private enterprises
- Characteristics and formation of businesses
JAMB Focus: Legal implications, merits/demerits, and examples.
3. Trade (Home & Foreign)
- Types of trade
- Terms of trade
- Instruments used in foreign trade (bill of lading, letter of credit, etc.)
Highly Repeated: Focus on differences between import/export and methods of trade.
4. Aids to Trade
- Banking
- Insurance
- Advertising
- Transportation
- Communication
Hot Tip: Know the roles and importance of each aid to trade.
5. Business Management
- Functions of management
- Planning, organizing, staffing, coordinating, controlling
- Leadership styles
Common Theme: JAMB loves to test definitions and real-world application.
6. Marketing and Advertising
- Types of market and marketing
- Functions of marketing
- Advertising media and strategies
Most Common: Match advertising types to their tools (TV, newspaper, radio).
7. Insurance
- Types of insurance: life, marine, fire, etc.
- Principles of insurance: indemnity, contribution, subrogation, etc.
- Terms and documents used in insurance
Important Focus: The principles always appear, especially indemnity and insurable interest.
8. Banking
- Types of banks
- Central vs commercial banks
- Functions of banks
- Instruments of payment (cheques, drafts, etc.)
JAMB Focus: Know the differences and similarities between bank types.
9. Business Law
- Contracts: elements, types, and conditions
- Consumer protection laws
- Agencies regulating commerce in Nigeria (CAC, SON, NAFDAC, etc.)
Frequently Tested: Legal terms and functions of regulatory agencies.
10. E-Commerce and ICT
- E-business, E-banking, and online transactions
- Uses of ICT in commerce
- Advantages and challenges of e-commerce
Why It Matters: Newer but increasingly common due to digital trends.
11. Stock Exchange and Capital Market
- Securities: shares, bonds, debentures
- Functions of the stock exchange
- Regulatory bodies (SEC, NSE)
JAMB Angle: Understand structure and terms of investment.
12. Consumer Protection
- Rights of consumers
- Government and legal support systems
- Redress procedures
Common Question Style: Scenarios that test your application of consumer rights.
13. Warehousing
- Types: bonded, public, private
- Functions and importance
- Documents used in warehousing
Consistent Topic: Often tested under "Aids to Trade."
14. Transportation
- Modes: road, rail, air, water, pipeline
- Characteristics and advantages
- Role in commerce
Focus Area: Suitability of each mode for different goods.
15. Communication
- Traditional vs modern methods
- Impact on trade and business
- Examples: GSM, emails, courier services
JAMB Style: Pick the most efficient means of communication in given situations.
JAMB Commerce Topic Frequency Table
|
Topic |
Frequency |
Remarks |
|
Trade |
Very High |
Always tested with instruments & types |
|
Business Units |
Very High |
Sole proprietorship & partnership dominate |
|
Insurance |
High |
Focus on principles and types |
|
Banking |
High |
Types and functions |
|
Aids to Trade |
High |
Often divided into sub-topics |
|
Stock Exchange |
Moderate |
Capital market terms and agencies |
|
Business Management |
Moderate |
Less often but increasing in recent years |
|
ICT & E-commerce |
Moderate |
A growing topic since 2021 |
|
Warehousing |
Moderate |
Types and functions |
|
Business Law |
Moderate |
Mostly on contracts and agencies |
|
Consumer Protection |
Moderate |
Tested in scenarios |
Top Study Tips to Ace JAMB Commerce 2025
- Study Past Questions Intensively
Focus on topics listed above. Questions are often repeated with slight variations. - Understand Key Terms
Avoid cramming definitions—JAMB tests your understanding with examples. - Use Flashcards for Principles and Agencies
Especially for Insurance, Trade, and Law. - Practice CBT Apps
Simulate real JAMB environment to build confidence and speed. - Watch YouTube Tutorials for Practical Understanding
Visual explanations of trade and marketing concepts help with retention.
Frequently Asked Questions (FAQs)
1. How many questions are asked in JAMB Commerce?
There are 40 multiple-choice questions.
2. Can I pass Commerce without studying all the topics?
Yes, but you must master the highly repeated topics listed above.
3. Does JAMB repeat Commerce questions?
Yes. Questions are rarely copied word-for-word, but the patterns and topics are heavily recycled.
4. What textbooks should I use?
Some recommended textbooks:
- Essential Commerce for Senior Secondary Schools
- Modern Approach to Commerce by O.A. Lawal
- JAMB Commerce Syllabus and Recommended Series
5. Is Commerce a scoring subject in JAMB?
Yes. Many students score 70%+ by focusing on frequently asked topics and past questions.
Conclusion
Success in the JAMB Commerce exam isn’t about reading everything—it’s about studying smart. Focus on these most repeated topics, practice consistently, and you’ll be ready to smash your 2025/2026 JAMB UTME.
Would you like a PDF version, topic checklist, or free mock questions? Just say the word!
