Are you a Nigerian content creator who just got approved for Google AdSense? Congratulations! Now it's time to set up your bank account so you can receive your payments in Naira.
Google AdSense pays Nigerian publishers directly to their local bank accounts via wire transfer—no PayPal or dollar account needed. This guide will walk you through how to link your Nigerian bank account to AdSense, so you can start receiving your earnings without delay.
Summary Table: AdSense Bank Setup for Nigerians
|
Requirement |
Details |
|
Country |
Nigeria |
|
Payment Method |
Wire transfer to local bank |
|
Supported Banks |
All major Nigerian banks |
|
Minimum Payment Threshold |
$100 USD |
|
Payment Currency |
Nigerian Naira (converted automatically) |
|
Payment Frequency |
Monthly (21st–26th) |
|
SWIFT Code Required? |
Yes |
|
Account Type |
Savings or current |
What You Need Before Linking Your Bank Account
Before setting up your payment method, make sure you have:
- A Google AdSense account (approved)
- Your bank name and account number
- Your bank’s SWIFT/BIC code (you’ll need this for wire transfer)
- Your account holder’s full name (must match your AdSense name)
Step-by-Step Guide: Link Your Nigerian Bank Account to AdSense
Step 1: Log in to Your Google AdSense Account
- Visit https://www.google.com/adsense
- Sign in with your Google email
Step 2: Go to Payments
- Click on “Payments” from the left-hand menu
Step 3: Click “Manage Payment Methods”
- Under “How you get paid,” click on “Manage payment methods”
- Click the “+ Add payment method” button
Step 4: Enter Bank Account Details
Fill in the following:
- Beneficiary Name: Your full name (as on your bank account)
- Bank Name: e.g., Access Bank, GTBank, Zenith Bank
- SWIFT/BIC Code: e.g., GTBank – GTBINGLA, Zenith – ZEIBNGLA
- Account Number: Your 10-digit Naira account number
Note: Always double-check the SWIFT code from your bank’s website or ask customer service.
Step 5: Set as Primary
Tick the box that says “Set as primary payment method” so Google knows where to send your payments.
Step 6: Save
Click “Save” and you’re done!
When Will You Get Paid?
Google pays publishers between the 21st and 26th of every month, once your earnings reach the $100 threshold.
The money is sent in USD but converted automatically to Naira by your bank at their exchange rate. Most banks deliver payment within 1–3 working days.
Common SWIFT Codes for Nigerian Banks
|
Bank Name |
SWIFT Code |
|
GTBank |
GTBINGLA |
|
Access Bank |
ABNGNGLA |
|
Zenith Bank |
ZEIBNGLA |
|
UBA |
UNAFNGLA |
|
First Bank |
FBNINGLA |
|
Fidelity Bank |
FIDTNGLA |
|
Stanbic IBTC |
SBICNGLX |
Confirm with your bank before submitting.
FAQs – Linking Nigerian Bank Account to AdSense
1. Can I use any Nigerian bank account?
Yes, as long as it accepts international wire transfers and your name matches your AdSense profile.
2. Do I need a dollar account?
No. AdSense will convert the money into Naira before crediting your regular bank account.
3. What if my bank details are wrong?
Google will fail to send the payment, and you’ll be asked to correct the info and resubmit.
4. When will I receive my first payment?
Once your earnings hit $100, and you’ve completed identity and address (PIN) verification, you’ll receive your payment between 21st–26th of the month.
5. Can I change my bank account later?
Yes. You can always add a new payment method and set it as primary.
Final Thoughts
Setting up your Nigerian bank account with AdSense is easy and fast. Once done, you’ll start receiving your earnings directly in Naira—no extra setup or stress.
Make sure your name matches your bank records, use the correct SWIFT code, and keep your AdSense account active by continuing to publish valuable content.
