Affiliate marketing has become one of the most lucrative ways to earn passive income in Nigeria, especially in 2025. Thanks to the explosion of fintech, e-commerce, and digital services, Nigerians can now earn commissions simply by referring others to apps, services, or products—no inventory, no capital required.
If you're looking to turn your social media, blog, or WhatsApp into a money-making tool, these are the top 10 affiliate marketing apps you should download in Nigeria this year.
1. Expertnaire
- Why it’s great: Nigeria’s top digital product affiliate platform.
- Commission: Up to 75% per sale
- Focus: Online courses, business programs
- Payout: Weekly to Nigerian bank accounts
2. Stakecut
- Why it’s great: Offers beginner-friendly affiliate offers and fast commissions.
- Commission: 30%–60%
- Focus: Digital products & marketing tools
- Payout: Direct to local banks
3. Learnoflix
- Why it’s great: Perfect for students and marketers looking for stable affiliate income.
- Commission: Up to 50%
- Focus: E-learning, financial education
- Payout: Weekly, local bank transfers
4. PartnerStack
- Why it’s great: Global affiliate platform with tools for scaling.
- Commission: Varies by SaaS company
- Focus: Tech, SaaS products
- Payout: PayPal (Nigerians can use Payoneer workaround)
5. Jumia KOL Program (Jumia Affiliate)
- Why it’s great: Nigeria’s top e-commerce affiliate platform.
- Commission: 4%–13% per product
- Focus: Physical goods, electronics, fashion
- Payout: Monthly to Nigerian banks
6. ClickBank
- Why it’s great: Global digital product marketplace with high-paying commissions.
- Commission: Up to 75%
- Focus: Health, finance, education
- Payout: Wire transfer or Payoneer
7. Amazon Associates (via VPN & Payoneer)
- Why it’s great: Trusted platform, global audience.
- Commission: 1%–10% depending on category
- Focus: Books, electronics, fashion
- Payout: Requires Payoneer & VPN for Nigerians
8. Digistem
- Why it’s great: Fast-growing Nigerian-based platform, easy to use.
- Commission: Up to 50%
- Focus: Digital products
- Payout: Weekly
9. Systeme.io Affiliate Program
- Why it’s great: Recurring commissions for marketing SaaS users.
- Commission: 40% recurring monthly
- Focus: Online tools, email marketing
- Payout: PayPal or Payoneer
10. SabiMentor
- Why it’s great: Educational products tailored to the Nigerian market.
- Commission: 30%–60%
- Focus: Business & tech courses
- Payout: Direct to Nigerian banks
How Affiliate Marketing Works in Nigeria
- Sign up for an affiliate program or app
- Get your unique referral link
- Promote via WhatsApp, TikTok, blog, YouTube, or Instagram
- Earn commissions on every sign-up or sale
- Withdraw directly into your Nigerian bank account
FAQs: Affiliate Marketing Apps in Nigeria 2025
1. Can I do affiliate marketing without a website?
Yes! You can use WhatsApp, Twitter, YouTube, or TikTok to promote your links.
2. How much can I earn monthly?
Earnings range from ₦10,000 to over ₦1 million depending on your effort, audience, and platform.
3. Which affiliate platform is best for Nigerians?
Expertnaire, Stakecut, and Jumia KOL are the most accessible for Nigerians.
4. Do I need to pay to join?
Some platforms like Expertnaire and Digistem require one-time registration fees. Others like Jumia and ClickBank are free.
5. How do I receive my earnings?
Most Nigerian platforms pay directly to your local bank account. Foreign ones use Payoneer or PayPal.
Final Thoughts
With the right strategy and consistency, affiliate marketing in Nigeria can generate six-figure monthly income even for students or part-time hustlers. The apps above are legit, fast-paying, and beginner-friendly, so you can get started today—no coding or tech skills required.
